Insurance

 

Nothing new. All are well known.

 

Insurance companies also must function with administrative expenses.

 

Everything has a cost. If people are willing to pay a proper premium, then they can opt for policies without any of these conditions.

 

Everything in life operates on proportionate trade-offs.

 

Actuarial science factors in ‘various [rather too many] parameters’ with optimum benefit to all stakeholders within the prevailing ecosystem/ facilities in healthcare and devices multiple layers of premiums affordable to different segments of the population.

 

The folks who charge for share market brokering are trying to sound as hermit saints.

No one can start to talk sanely on share market in India. If people start questioning the basis of fantasy valuation games [ not realisation values] and the irrelevant supra controlling agency with no prosecuting rights.

 

Besides, even with everything in place, if there are not enough hospitals or rooms in the hospital it becomes tough.

 

I think these people must look at health care and insurance options globally and then evaluate.

 

The competitive landscape in this domain must include multiple factors like for doctors to population ratio, general hygiene, geographical study must be global. Otherwise, it is tantamount to cherry picking.

 

Of course, there is still enough room to come out with minutely detailed tailor made feasible to implement multiple policies [ not one size fit all ones] which can have clearly defined measurable parameters and justifiable offers [ rather than hyper/tall claims].